Early Retirement. Your impaired client could be at or near the early-retirement-age of 62 and have questions about whether to file for early retirement benefits or disability benefits, or both. There is much to consider. Making informed decisions starts with having knowledge of both programs and the relationship between them.
Roose & Ressler has been giving local and personal service to people who have experienced work-ending medical conditions for decades. Being local has advantages. Our knowledge of local medical providers helps us successfully request and obtain the medical evidence needed to prove your client’s case. We know the local administrative law judges and how to best present their cases. Our attorneys will always meet with our clients to review their cases before the day of their hearing. And we work hard to help them obtain benefits that often are key to maintaining financial security.
Keep us in mind if you have a client who might benefit from our services or just need an answer to a Social Security disability question. We’d love to partner with you in helping your clients navigate the financial aspects of disabling medical conditions.
Disability. About 20-25% of us will face an extended or permanently disabling condition sometime before we reach retirement age, according to Social Security statistics. When a person can no longer work, it usually has a major financial impact on that person and his or her family. Your clients likely turn to you to assess their changed finances and for help moving forward.
One piece of moving forward for many people who have experienced work-stopping medical problems is filing for Social Security disability benefits. But it may be unclear to you whether your client will qualify for benefits. Eligibility for these programs is complicated and determined by many factors, including non-medical questions relating to your client’s work history and their insured status under the disability insurance benefit program (and for how long), age and education, and vocational issues. This is all in addition to the critical medical issues: whether their conditions result in symptoms and limitations that meet Social Security’s standard of disability and whether there is enough objective documentation to prove it.